Free tool · us/pfic · v1.0.0

The PFIC checker

If you pay US tax, a fund based outside the US can fall under the PFIC rules, one of the more expensive surprises of a life split between the US and UK. Answer three questions about a fund you hold and this tool gives you the headline answer, using the same tested rules as the US to UK Move playbook. Every statement links to the sources under the tool.

us/pfic · v1.0.0

Fund (PFIC) checker: is your fund caught?

Where is the fund based, meaning its legal home, not where it trades?

Field notes

Field notes for cross-border finances

Occasional notes when the US–UK rules behind these tools change, and what the change means. Double opt-in: we confirm your address first, and nothing else is sent until you do.

Keep reading

The PFIC Trap: Why Americans in the UK Shouldn't Buy That Index Fund (Yet)— the full explainer, free.
The US to UK Move Playbook— the full reasoning, every option, on your own timeline.